Be prepared for the unexpected
By Teresa LeNeave
Be prepared for the unexpected, because it will come. When it does, why do we blame God (or other people around us) for our financial problems? Is it God's fault if we failed to save when we had a good job? Is it God's fault if we fail to save now? Is it God's fault if we have gotten ourselves in debt up to our eye balls?
The Bible teaches preparation. So, I wonder why so many, believers and unbelievers alike, fail to prepare?
Nearly half of all baby boomers are unprepared for retirement and here we are right at the edge of retiring.
Here are some interesting stats: 75 million of us will soon reach retirement age. On October 15, 2007, the first baby boomer applied for Social Security. Only seven percent of those 75 million have a financial plan to address their future and we are living longer and longer. While we are the WEALTHIEST generation who has ever lived, we are also some of the most UNPREPARED. We spend too much; save too little and may soon be some of the poorest because too many did not prepare.
It's a well-known fact that over 2/3 of all people DO NOT make preparation for the future...in anything! That includes Christians. They live day to day and whatever happens, just happens. Shouldn't Christians be wiser than the world? What about you? DO YOU THINK ABOUT YOUR FUTURE or do you live day by day and think everything will eventually work out?
All my life, I have heard Christians use the excuse that God will take care of us and "we're not trusting Him if we lay up treasures here on earth". While we should not TRUST in riches, we should be good stewards of all that God has blessed us with. Good stewards use their resources in a productive way ... which means doing productive business until He comes. In the parable of the Ten Talents, the person who used his five talents to 'do business', was the one who received the extra five talents. The one who hid his talent in the ground, (because he was afraid), was stripped of his one talent and cast into hell.
To be prepared, we should think ahead and plan ahead. Before the great famine in Egypt, what did God show Joseph about preparation? I can tell you, God had a plan for survival of his people. You need a plan as well.
God told Joseph to STORE UP grain for seven years so he would be prepared to survive the seven horrible years of famine that would follow the seven years of prosperity. All throughout the seven years of famine, Joseph continued to figure out ways to continue the blessing ... and it paid off for him, his family, the king and the kings subjects. What if Joseph had decided not to store up the grain and expected God to take care of him when the emergency arrived? Without preparation, he and the entire country would have starved. Preparation is wise.
Finance is only one portion of being prepared. We should be prepared for eternity as well. ALL Preparation has just a few steps.
1. Think forward and make a plan to move in the direction you want to go. Have a DESTINATION in mind.
2. Stay focused on that plan.
3. Trust God, who is higher than we are, to work all things together for our good.
It's that simple. The key is to have a planned destination. Where do you want to be in five, ten, twenty years?
I can't find one place in scripture that teaches Christians to be unprepared. Chose a destination, financial and spiritual, and prepare to follow it. Bumps? There will be some. Be prepared for them.