RAY WAGNER JOINS FNB BANK AS CHIEF CREDIT OFFICER

August 7, 2023 (Mayfield, KY) FNB Bank is proud to announce that Ray Wagner has
joined FNB as Chief Credit Officer. Ray brings with him more than 20 years of banking
experience having served in various roles including SVP Consumer Credit Analytics, SVP
Enterprise Risk Manager and VP Chief Risk Officer.
"We are pleased to have Ray join our FNB team," stated Lori Noel, EVP & Chief Lending
Officer. "His many years of banking experience and strong background in credit roles will be a
huge asset to FNB as he takes on the Chief Credit Officer position."
Ray has a Bachelor of Science in Computer Science. He recently moved to Western
Kentucky with his wife and three children. Ray and his family are excited about exploring
Western Kentucky and getting involved in the community.
FNB Bank, founded in 1875, is one of the oldest banks in the state of Kentucky with
assets exceeding $660 million. FNB ranks among the highest in the nation in the area of safety
and soundness. The bank currently has ten offices located in Graves, McCracken, Calloway,
Trigg and Marshall County. FNB is Member FDIC and an Equal Housing Lender.